AND BIG CHANGES ARE COMING!!
To read more about it, read this article that was in the Washington Post recently, on March 12, 2011. In conclusion, I suggest if you are interested in purchasing a home, the sooner the better if you want the best financing.
http://www.washingtonpost.com/business/economy/major-changes-ahead-for-mortgage-system-as-us-seeks-to-scale-back-role-in-housing/2011/03/04/ABnbhvQ_story.html
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